OSFI B-20 Compliant
Based on live BOC rates
Calculate Your BuyAbility
Determine exactly how much home you can afford in today's market. Our engine uses the current OSFI B-20 stress test floor to give you a bank-ready estimate.
BuyAbility Calculator
Find out how much home you can qualify for
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Car payments, student loans, credit card minimums (3% of limit)
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No credit check required · Estimate only
Fair Evaluation
We use exact province-specific property taxes for 2024.
Market Awareness
Results update instantly when the Bank of Canada moves.